Ramon Castro
Senior Estimate Analyst
Licensed adjuster and construction professional specializing in comparative estimate reviews, Xactimate® analysis, scope differences, and defensible claim support.
Property Claim Analysis
Expert Comparative Estimate Reviews for Property Damage Claims
Storm Analysis reviews competing estimates, scopes of work, photos, and claim documents to identify missing items, pricing differences, unsupported charges, and disputed repair issues.
When estimates do not match, the real dispute is often buried in the line items. We organize the claim file, compare the scope, and prepare clear reports that help professionals understand what is actually in dispute.
Upload estimates, photos, scopes, and claim documents. No account required to start.
Built for attorneys, public adjusters, appraisers, umpires, and claim professionals.
- Side-by-side
- Estimate review
- Xactimate
- Line-item analysis
- Reports
- Built for disputes
The Detail Behind The Dispute
Property damage disputes are won or lost in the details.
Property damage claims often include multiple estimates that tell different stories. One may include repairs the other missed; another may use different quantities, materials, labor assumptions, pricing, or scope descriptions. In many claims, the issue is not the final number — it is the repair scope behind the number. Storm Analysis breaks those differences down into a clear, organized report.
Missing scope items
Pricing discrepancies
Quantity differences
Unsupported line items
Duplicate charges
Incomplete repair assumptions
Conflicting estimate totals
Poor claim documentation
Claim Analysis Services
View all services →Built around how property disputes are actually argued.
We review the estimates, documents, photos, and repair scope to identify the differences that matter.
01
Comparative Estimate Review
We compare two or more estimates side by side to identify scope, pricing, quantity, labor, material, and line-item differences.
Learn more02
Scope of Work Analysis
We review whether the proposed repair scope appears complete, reasonable, and aligned with the documented damages.
Learn more03
Xactimate Estimate Review
We review Xactimate estimates for missing line items, incorrect quantities, duplicated charges, pricing issues, and unsupported assumptions.
Learn more04
Appraisal & Umpire Support
We prepare organized summaries that help appraisers and umpires understand disputed repair items.
Learn more05
Arbitration & Mediation Support
We create professional reports that help clarify estimate disputes before negotiation, mediation, arbitration, or settlement discussion.
Learn more06
Attorney Claim-Support Reports
We assist legal teams by organizing claim documents, reviewing competing estimates, and preparing clear report summaries.
Learn moreProcess
A clear process from file review to final report.
From messy claim file to organized analysis, our process is designed to make complex disputes easier to understand.
01
Submit Documents
Client uploads estimates, photos, reports, invoices, inspections, and related claim materials.
02
File Review
Storm Analysis reviews the loss details, estimate structure, documents, and disputed items.
03
Comparative Analysis
We compare estimates line by line and identify differences in scope, quantities, pricing, labor, and materials.
04
Report Preparation
We prepare a clean written report summarizing the key discrepancies and scope concerns.
05
Client Review
The final report can be used for claim review, appraisal, mediation, arbitration, litigation preparation, or settlement discussions.
Report Deliverables
Clear reports built for claim decisions.
The final product is not just an estimate. It is a professional analysis report designed to identify differences, scope concerns, pricing issues, and supporting documentation.
- Side-by-side estimate comparison
- Summary of major differences
- Missing scope identification
- Pricing discrepancy notes
- Quantity and measurement concerns
- Line-item review
- Damage documentation summary
- Repair-scope narrative
- PDF report export
- Optional exhibits and supporting documentation
Storm Analysis · Report
Comparative Estimate Review
14
Scope gaps
$8,420
Net delta
6
Unsupported
R&R Composition Shingles$3,210$4,180
Underlayment — synthetic$420$420
Drip edge, painted metal—$285
Ice & water barrier$640$640
Detach & reset gutters$310$455
Roof vent — turtle, low-profile—$95
Exhibit A · Line-item deltap. 03 / 12
Who We Help
Built for claim professionals and property dispute teams.
Attorneys
Organized claim-support reports for property damage disputes.
Public Adjusters
Estimate review, missing scope identification, and supporting analysis.
Appraisers
Clear side-by-side breakdowns of disputed estimate items.
Umpires
Organized claim summaries that make disputed items easier to evaluate.
Carriers / Desk Review Firms
Professional file review and estimate analysis support.
Property Owners / Homeowners
Need help understanding your estimate or claim documents? Upload your photos, estimates, and measurements for residential claim review.
Start Residential Review About Storm AnalysisFocused on Accuracy.
Focused on Accuracy.
Built on Trust.
Storm Analysis provides independent comparative estimate reviews, scope analysis, and claim document evaluation for property damage claims. Our mission is simple — deliver clear, accurate insights that help you resolve claims with confidence.
Independent Review
Unbiased evaluations you can rely on.
Organized Claim Files
Complete, well-documented, and easy to follow.
Clear, Actionable Reports
Insightful reports that help you make informed decisions.
Meet Our Team
Experienced professionals committed to accuracy, integrity, and exceptional service.
Sharlotte Castro
Operations Support Manager
Supports client communication, intake, document organization, scheduling, and request tracking to ensure a seamless review experience.
Storm Analysis provides claim document review, estimate analysis, scope comparison, and report preparation services. Storm Analysis does not provide legal advice. Reports are intended to assist clients, claim professionals, appraisers, umpires, attorneys, and property owners in understanding estimate differences and documented repair issues.